Discipline Over Prediction- The Case for Fixed Income in 2026

Discipline Over Prediction- The Case for Fixed Income in 2026

Discipline Over Prediction- The Case for Fixed Income in 2026

Discipline Over Prediction- The Case for Fixed Income in 2026

Discipline Over Prediction- The Case for Fixed Income in 2026

Our Founder & CIO Sanjay Guglani joined Syfe's Ritesh Ganeriwal, Managing Director & Group Head of Investment and Advisory, to discuss how investors can navigate today's uncertain macro landscape — from shifting Fed policy to moderating growth and sticky inflation signals.

The central thesis: in uncertain markets, discipline outperforms prediction.

Starting yields explain 89% of long-term bond returns. Investors who lock in today's yields — without needing to forecast every macro turn correctly — are structurally positioned to benefit.

Target Return Funds offer investors:
✅Fixed tenure with pre-determined, half-yearly payouts — similar predictability to bonds
✅ High-quality, short-duration bonds designed to balance yield and stability
✅Mitigation of mark-to-market risk from interest rate fluctuations
✅ Fixed tenure with pre-determined, half-yearly payouts: bond-like predictability with diversification benefits
✅ High-quality, short duration bond: yield with lower volatility
✅ Mark-to-market risk mitigated by pull-to-par on maturity

A disciplined, structural approach, not a tactical bet on macro calls
Targets Set | Targets Met | Every matured Silverdale TRF has delivered on target.

At the event, we introduced the Silverdale Target Return Fund January 2030-SGD Class, enabling Singapore-based investors to access the USD bond market with locally relevant, more predictable income.

We thank Syfe for hosting, and our investors for the quality of engagement.

Target returns are indicative and not guaranteed. For Accredited and Institutional Investors only. Past performance is not indicative of future results. For more information, write to [email protected]

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© 2026 Silverdale Capital Pte Ltd. All rights reserved.

This material is distributed in Singapore by Silverdale Capital Pte Ltd (Company Registration No. 200820921K), which is licensed and regulated by the Monetary Authority of Singapore (MAS) under a Capital Markets Services Licence. This publication or website content has not been reviewed by the MAS.

All investments carry risk. Historical performance is not necessarily indicative of future returns. Forward-looking statements or projections are not guarantees and may not be realised. Any reliance on the information presented is at the discretion of the reader. Overseas investments may entail additional risks such as currency fluctuations, reduced market liquidity, weaker regulatory protections, and heightened political or economic instability. Fixed income securities may be affected by interest rate movements and credit events. As interest rates rise, bond prices typically decline. Credit risk arises if issuers are unable to meet interest or principal repayments.

This material is provided for general informational purposes only and does not constitute investment advice, research, an offer, or a solicitation to transact in any financial product. It does not take into account the specific investment objectives, financial situation, or particular needs of any individual. While the content is based on information believed to be reliable, Silverdale Capital makes no representations or warranties as to its completeness or accuracy. Any index references are for illustrative purposes only; direct investment in an index is not possible. Mentions of specific companies are for example purposes only and do not constitute a recommendation or opinion on their investment merits.

© 2026 Silverdale Capital Pte Ltd. All rights reserved.

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© 2026 Silverdale Capital Pte Ltd. All rights reserved.

This material is distributed in Singapore by Silverdale Capital Pte Ltd (Company Registration No. 200820921K), which is licensed and regulated by the Monetary Authority of Singapore (MAS) under a Capital Markets Services Licence. This publication or website content has not been reviewed by the MAS.

All investments carry risk. Historical performance is not necessarily indicative of future returns. Forward-looking statements or projections are not guarantees and may not be realised. Any reliance on the information presented is at the discretion of the reader. Overseas investments may entail additional risks such as currency fluctuations, reduced market liquidity, weaker regulatory protections, and heightened political or economic instability. Fixed income securities may be affected by interest rate movements and credit events. As interest rates rise, bond prices typically decline. Credit risk arises if issuers are unable to meet interest or principal repayments.

This material is provided for general informational purposes only and does not constitute investment advice, research, an offer, or a solicitation to transact in any financial product. It does not take into account the specific investment objectives, financial situation, or particular needs of any individual. While the content is based on information believed to be reliable, Silverdale Capital makes no representations or warranties as to its completeness or accuracy. Any index references are for illustrative purposes only; direct investment in an index is not possible. Mentions of specific companies are for example purposes only and do not constitute a recommendation or opinion on their investment merits.

© 2026 Silverdale Capital Pte Ltd. All rights reserved.

Connecting the Dots.

Sign up to receive insights and analysis from Silverdale Funds

© 2026 Silverdale Capital Pte Ltd. All rights reserved.

This material is distributed in Singapore by Silverdale Capital Pte Ltd (Company Registration No. 200820921K), which is licensed and regulated by the Monetary Authority of Singapore (MAS) under a Capital Markets Services Licence. This publication or website content has not been reviewed by the MAS.

All investments carry risk. Historical performance is not necessarily indicative of future returns. Forward-looking statements or projections are not guarantees and may not be realised. Any reliance on the information presented is at the discretion of the reader. Overseas investments may entail additional risks such as currency fluctuations, reduced market liquidity, weaker regulatory protections, and heightened political or economic instability. Fixed income securities may be affected by interest rate movements and credit events. As interest rates rise, bond prices typically decline. Credit risk arises if issuers are unable to meet interest or principal repayments.

This material is provided for general informational purposes only and does not constitute investment advice, research, an offer, or a solicitation to transact in any financial product. It does not take into account the specific investment objectives, financial situation, or particular needs of any individual. While the content is based on information believed to be reliable, Silverdale Capital makes no representations or warranties as to its completeness or accuracy. Any index references are for illustrative purposes only; direct investment in an index is not possible. Mentions of specific companies are for example purposes only and do not constitute a recommendation or opinion on their investment merits.

© 2026 Silverdale Capital Pte Ltd. All rights reserved.

Connecting the Dots.

Sign up to receive insights and analysis from Silverdale Funds

© 2026 Silverdale Capital Pte Ltd. All rights reserved.

This material is distributed in Singapore by Silverdale Capital Pte Ltd (Company Registration No. 200820921K), which is licensed and regulated by the Monetary Authority of Singapore (MAS) under a Capital Markets Services Licence. This publication or website content has not been reviewed by the MAS.

All investments carry risk. Historical performance is not necessarily indicative of future returns. Forward-looking statements or projections are not guarantees and may not be realised. Any reliance on the information presented is at the discretion of the reader. Overseas investments may entail additional risks such as currency fluctuations, reduced market liquidity, weaker regulatory protections, and heightened political or economic instability. Fixed income securities may be affected by interest rate movements and credit events. As interest rates rise, bond prices typically decline. Credit risk arises if issuers are unable to meet interest or principal repayments.

This material is provided for general informational purposes only and does not constitute investment advice, research, an offer, or a solicitation to transact in any financial product. It does not take into account the specific investment objectives, financial situation, or particular needs of any individual. While the content is based on information believed to be reliable, Silverdale Capital makes no representations or warranties as to its completeness or accuracy. Any index references are for illustrative purposes only; direct investment in an index is not possible. Mentions of specific companies are for example purposes only and do not constitute a recommendation or opinion on their investment merits.

© 2026 Silverdale Capital Pte Ltd. All rights reserved.

Connecting the Dots.

Sign up to receive insights and analysis from Silverdale Funds

© 2026 Silverdale Capital Pte Ltd. All rights reserved.

This material is distributed in Singapore by Silverdale Capital Pte Ltd (Company Registration No. 200820921K), which is licensed and regulated by the Monetary Authority of Singapore (MAS) under a Capital Markets Services Licence. This publication or website content has not been reviewed by the MAS.

All investments carry risk. Historical performance is not necessarily indicative of future returns. Forward-looking statements or projections are not guarantees and may not be realised. Any reliance on the information presented is at the discretion of the reader. Overseas investments may entail additional risks such as currency fluctuations, reduced market liquidity, weaker regulatory protections, and heightened political or economic instability. Fixed income securities may be affected by interest rate movements and credit events. As interest rates rise, bond prices typically decline. Credit risk arises if issuers are unable to meet interest or principal repayments.

This material is provided for general informational purposes only and does not constitute investment advice, research, an offer, or a solicitation to transact in any financial product. It does not take into account the specific investment objectives, financial situation, or particular needs of any individual. While the content is based on information believed to be reliable, Silverdale Capital makes no representations or warranties as to its completeness or accuracy. Any index references are for illustrative purposes only; direct investment in an index is not possible. Mentions of specific companies are for example purposes only and do not constitute a recommendation or opinion on their investment merits.

© 2026 Silverdale Capital Pte Ltd. All rights reserved.